Investing in Central Minnesota

Helping small business owners access flexible capital, including tailored gap loans, direct loans and microloans. We're patient lenders with a focus on coaching and growing businesses to boost financial inclusion and strengthen Central Minnesota's economy.

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Here for Your Business ...

As a certified Community Development Financial Institution, or CDFI, the Initiative Foundation works to create economic opportunity throughout Central Minnesota by lending funds to locally owned businesses. By providing access to capital and support to borrowers who may face barriers, CDFIs like the Initiative Foundation and its Impact Fund help to create opportunities for economic growth and empowerment in disadvantaged areas.